Ecosystem
Training · Insurance · Finance
A drone is only useful with a licensed pilot flying it, an insurance policy protecting the ₹10L asset, and a loan that stacks with the Kisan Drone subsidy. Below are the working options.
DGCA-approved RPTOs (Remote Pilot Training)
Small-class RPC certificate — 5–7 days, ~₹35k–75k fee.
IGRUA — Indira Gandhi Rashtriya Uran Akademi
Rae Bareli, Uttar Pradesh · DGCA/RPTO/01
Duration
5 days
Fee
₹65k
Hostel
Yes
Next batch: Rolling · +91 535 2924100
Bombay Flying Club
Mumbai, Maharashtra · DGCA/RPTO/03
Duration
7 days
Fee
₹75k
Hostel
No
Next batch: Monthly · +91 22 2611 5334
Drone Destination
Gurgaon, Haryana · DGCA/RPTO/07
Duration
5 days
Fee
₹55k
Hostel
Yes
Next batch: Fortnightly · +91 124 4302400
Redwing Labs India
Bengaluru, Karnataka · DGCA/RPTO/12
Duration
5 days
Fee
₹60k
Hostel
No
Next batch: Monthly · +91 80 4936 5000
Aerocampus India
Ludhiana, Punjab · DGCA/RPTO/18
Duration
5 days
Fee
₹50k
Hostel
Yes
Next batch: Rolling · +91 98150 66770
Garuda Aerospace RPTO
Chennai, Tamil Nadu · DGCA/RPTO/22
Duration
5 days
Fee
₹45k
Hostel
Yes
Next batch: Weekly · +91 9000000001
ThanosDroners Academy
Hyderabad, Telangana · DGCA/RPTO/29
Duration
5 days
Fee
₹48k
Hostel
No
Next batch: Fortnightly · +91 91000 00001
IoTechWorld RPTO
Gurgaon, Haryana · DGCA/RPTO/34
Duration
5 days
Fee
₹40k
Hostel
No
Next batch: Monthly · +91 6200000002
Bihar Drone Academy (BAU tie-up)
Patna, Bihar · DGCA/RPTO/41 (applied)
Duration
7 days
Fee
₹35k
Hostel
Yes
Next batch: TBA 2026 · +91 62000 00001
Drone insurance products
Hull + third-party is mandatory for commercial ops under DGCA rules.
ICICI Lombard
Drone Hull + TP Combo
Sum insured
₹5L – ₹25L
Premium
3.5%
Deductible
₹25,000
Add-ons
Pilot PA ₹5L, Chemical spill, Transit
TATA AIG
AgriDrone Comprehensive
Sum insured
₹8L – ₹30L
Premium
3.2%
Deductible
₹20,000
Add-ons
Pilot PA, War/terror, Storage fire
Bajaj Allianz
UAV Package Policy
Sum insured
₹5L – ₹20L
Premium
4%
Deductible
₹15,000
Add-ons
Pilot PA ₹10L, Chemical spill
HDFC ERGO
Drone Owner Shield
Sum insured
₹10L – ₹40L
Premium
3%
Deductible
₹30,000
Add-ons
BVLOS ops, Multi-drone fleet
New India Assurance
Aviation UAV — Small
Sum insured
₹3L – ₹15L
Premium
4.5%
Deductible
₹10,000
Add-ons
Pilot PA
Financing a ₹10 L drone
EMIs below are indicative on a ₹10 L principal over full tenor.
NABARD (via co-op bank)
Agri Infra Fund — Drone
Interest
6%
Tenor
7 yr
EMI / ₹10 L
₹14,609
3% interest subvention on top of Kisan Drone 40–50% subsidy. First 2 years moratorium possible.
State Bank of India
SBI Kisan Drone Loan
Interest
9.5%
Tenor
5 yr
EMI / ₹10 L
₹20,993
For FPOs, CHCs, agri graduates. Stacks with SMAM subsidy.
HDFC Bank
Agri Mechanisation Loan
Interest
10.5%
Tenor
5 yr
EMI / ₹10 L
₹21,494
Fastest disbursal (7 days). No subsidy stacking for private buyers.
Mahindra Finance
Farm Equipment — Drone
Interest
12%
Tenor
4 yr
EMI / ₹10 L
₹26,334
Rural presence — good for individual farmers. Bullet payment option for seasonal cash flow.
Bihar State Co-op Bank
Kisan Drone (Bihar Roadmap)
Interest
5.5%
Tenor
6 yr
EMI / ₹10 L
₹16,305
Bihar Agri Roadmap 2023–28 subsidy 60% for SC/ST/women; loan covers balance.